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Wealth Wise SA

SA Budget Planner 2026 — 12-Month Financial Planner (Printable PDF | Instant Download)

SA Budget Planner 2026 — 12-Month Financial Planner (Printable PDF | Instant Download)

R 299.00 ZAR
R 499.00 ZAR R 299.00 ZAR
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"Most South Africans reach month-end with nothing left. This planner is the system that changes that — designed specifically for how we live, spend, and save in South Africa."

If you have ever said "I don't know where my money goes" — this planner was made for you. Not a generic overseas template. Not a complicated spreadsheet. A real, practical, OVER 200-pageS financial system that understands South African life — clothing accounts, taxi money, stokvels, prepaid electricity, load-shedding costs, and all.

 

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THIS PLANNER IS BUILT FOR SOUTH AFRICANS

  • Expense rows for airtime & data, taxi fare, clothing accounts, stokvel, burial cover, school fees, and prepaid electricity
  • SA banks and investment platforms named throughout — Capitec, FNB, EasyEquities, TymeBank, Satrix
  • All amounts in Rands — no dollar conversions, no overseas advice
  • Debt tracker pre-filled with SA debt types — Edgars, African Bank, Capitec loans, payday loans
  • Stokvel planner page — the only digital planner in SA with this feature

  • What is inside — 112 pages

    • 12 monthly budget sheets with SA-specific expense categories
    • 12 savings trackers with visual progress thermometer
    • 12 daily expense logs to track every Rand, every day
    • 12 money habit trackers — 186 daily habit circles
    • 12 notes and reflection pages — wins, lessons, and goals

  • Who this is for

    • You reach month-end with less money than you expected
    • You want to start saving but do not know where to begin
    • You are carrying debt and want a clear payoff plan
    • You want to start investing but find it overwhelming
    • You manage a stokvel and want to keep it organised
    • You are tired of generic US-focused financial advice